Learner Sovereignty & Education Infrastructure Edition
Last Updated: February 4, 2026
LearnCard Wallet
Your personal learning and employment passport
LearnCloud
Secure infrastructure that stores encrypted records and consent metadata
Consent Layer
You decide what data connects to which apps, and for how long
App Ecosystem
Optional third-party tools (education, jobs, productivity) you can connect
AI Features
Optional tools to explore skills, learning, and pathways — not decision-makers
Our Role
Infrastructure steward, not data owner, employer, or authority
Your Role
Owner of your data and decisions
These Terms of Service (“Terms”) govern your access to and use of LearnCard and LearnCloud, including our websites, applications, APIs, and related services (collectively, the “Services”).
By accessing or using the Services, you agree to these Terms.
If you do not agree, you may not use the Services.
If you are using LearnCard on behalf of a minor, school, district, or organization, you represent that you are authorized to do so and agree to these Terms on their behalf.
Learning Economy Foundation, LLC is a U.S.-based nonprofit organization, recognized under Section 501(c)(3) of the Internal Revenue Code, dedicated to learner agency, guardian authority, and data sovereignty.
LearnCard and LearnCloud are designed as public-good infrastructure to:
We act as a technical steward and service provider, not as:
We do not independently access, control, or use education records and act solely under the direction of learners, guardians, or educational institutions where applicable
LearnCard may be used by:
Guardians and institutions are responsible for managing accounts created for minors.
You agree to:
LearnCard is a digital wallet and passport for learning and employment data.
LearnCloud provides secure infrastructure that supports storage, encryption, and consent-based access.
Together, they function similarly to:
Except applied to learning, skills, and employment records.
Learners (or their guardians) retain ownership of:
Learning Economy does not claim ownership of learner credentials or records.
We grant you a limited, non-exclusive, non-transferable license to use the Services solely for lawful, educational, and personal purposes consistent with these Terms.
LearnCard is built around explicit, revocable consent.
You control:
You may revoke consent where technically feasible.
Data portability is a core principle: credentials are designed to be usable beyond LearnCard, using open standards.
LearnCard and LearnCloud may enable you to connect your data to third-party applications and services, including:
These connections are:
Learning Economy does not control or operate third-party applications and is not responsible for how connected systems use data once access has been authorized.
LearnCard may offer optional AI-assisted features to help users:
Decisions regarding education, employment, hiring, or credential acceptance remain the responsibility of users and relevant third parties.
Credentials stored or shared through LearnCard are issued by third-party organizations or individuals.
Learning Economy:
You agree not to:
Commercial resale or exploitation of the Services without written permission is prohibited.
The Services may rely on third-party infrastructure or integrations.
Your use of third-party services is governed by their terms. Learning Economy is not responsible for third-party systems beyond our contractual obligations.
We may suspend or terminate access if:
Where feasible and appropriate, especially in educational contexts, we aim to provide notice and an opportunity to address issues.
Our Privacy Policy describes how data is processed, protected, and controlled and is incorporated by reference.
Privacy, consent, and data minimization are foundational to the Services.
Deletion removes, to the extent technically feasible:
Residual data may persist in:
The Services are provided “as is” and “as available.”
We do not guarantee uninterrupted availability or specific outcomes from use of the Services.
Nothing in these Terms limits rights that cannot be waived under applicable law.
To the extent permitted by law, Learning Economy shall not be liable for indirect, incidental, or consequential damages arising from use of the Services.
Some jurisdictions do not allow certain limitations, and those laws will apply where relevant.
You agree to indemnify Learning Economy for claims arising from your misuse of the Services or violation of these Terms.
This does not apply to claims arising from our own misconduct or legal noncompliance.
We may update these Terms to reflect changes in law, technology, or the Services.
Material changes will be communicated in a reasonable manner.
These Terms are governed by the laws of the United States and the State in which Learning Economy Foundation is incorporated, without regard to conflict-of-law principles.
Learning Economy Foundation, LLC
📧 privacy@learningeconomy.io
🌐 https://www.learncard.app
