Privacy Policy for

Learning Economy


Effective date: October 10, 2018


Learningeconomy.io, (“we” or “us”) is committed to protecting the privacy of our users (“you” or “your”) to www.learningeconomy.io (the “website”).

We have adopted the following privacy policy for the collection and use of all information regarding our users and their activities and interactions with the website.

Contact Information

If you have any questions about this Privacy Policy, questions or complaints about the collection, use and processing of your personal information, please contact us by email at: privacy@learningeconomy.io.


Information we may gather

The Site is operated by LearningEconomy, LLC. This Privacy Policy applies to the use of personal information collected by us online as described in this Policy.

We are the sole owners of the information collected on this site. We do not sell, share, or rent this information to others in ways different from what is disclosed in this statement. We may obtain the following types of non-personally identifiable information from users and subscribers:

Site usage data

We collect non-identifiable information to measure how our users use our website. This information may include statistics about the numbers and timing of unique visits to the site, repeat visits, and which pages are viewed.

When you visit our website, you will be provided with a notice of our use of cookies. We use cookies—a piece of information stored on your computer—to allow us to uniquely identify your browser while you are visiting our website.  Here are reasons we use cookies on our website:

  • For statistical purposes: to track how many users we have and how often they visit the website and which pages are the most frequently visited.
  • We and other advertisers use cookies to track who has seen an advertisement and clicked on it.
  • Using cookies to suggest and deliver content which we believe may interest you.

The use of cookies by our partners is not covered by our Privacy Policy. We do not have access or control over these cookies.

We currently use Google Analytics to collect and process certain website usage data.  To learn more about Google Analytics and how to opt out, please visit http://www.google.com/policies/privacy/partners/.


Cookies

We may send cookies to your computer in order to uniquely identify your browser and improve the quality of our service. The term “cookies” refers to small pieces of information that a website sends to your computer’s hard drive while you are viewing the website. We may use both session cookies (which expire once you close your browser) and persistent cookies (which stay on your computer until you delete them). You have the ability to accept or decline cookies using your web browser settings. If you choose to disable cookies, some areas of the website may not work properly or at all.  The website does not respond to Do Not Track signals sent by your browser.

GDPR Rights

As a data subject, within the European Union, you are entitled to certain rights under the General Data Protection Regulation (GDPR). Those rights include:

  • You have the right to be informed with respect to your personally identifiable information (PII) retained by the Company. As such, you may request access to your data that the Company stores and the rights to either correct or erase your personal data.
  • We will retain any personally identifiable information you choose to provide to us unless: (a) you request for us to delete the information, (b) we stop using our existing data providers, or (c) at Company’s discretion, we decide to remove the data.
  • You have the right to seek restrictions on the processing of your data.
  • You have the right to object to the processing of your data and the right to the portability of your data.
  • You have the right to withdraw consent provided to the Company concerning the processing of your personal data, as well as the right to withdraw that consent at any time, without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal of consent.
  • You have the right to not be subjected to automated decision-making via pre-ticked boxes, additions to our email marketing lists and the like.
  • You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.

We require only the information that is reasonably required to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us by way of downloading a lead magnet, webinar, freebie or any other traditional list building methods.

If you want to exercise any of these rights, please contact us at privacy@learningeconomy.io. Valid requests will be honored within 30 calendar days of request. This 30-day period may be extended for another 2 months for complex requests with notification of the reasons for the extension to you.

You will not have to pay a fee to access your personal information (or to exercise any of the other rights). However, we may charge a reasonable fee if your request for access is unfounded or excessive. Alternatively, we may refuse to comply with the request in such circumstances. In addition, there may be requests that we are unable to process because of other EU legal requirements.  If a request is denied, we will notify you of the reason.

We may need to request specific information from you to help us confirm your identity and ensure your right to access the information (or to exercise any of your other rights). This is another appropriate security measure to ensure that personal information is not disclosed to any person who has no right to receive it.

If you are located in the EU, you have the right to lodge a complaint with an EU Supervisory Authority. However, if you have a complaint regarding the processing of your personal information we request that you first contact us and we will reply on timely basis.

If you have a rights request, please contact us using the information in the “Contact Information” section of this Privacy Policy.

Correcting and updating personal information

If a user’s personally identifiable information changes (such as your email address), or if a user no longer desires to subscribe to the Learning Economy newsletter or any of our services, we will endeavor to provide a way to correct, update or remove the personal data provided to us. This can usually be done by emailing us at privacy@learningeconomy.io.


Sign up and subscribe features

If a user wishes to subscribe to the Learning Economy newsletter, we ask for contact information such as name and email address. We may ask for additional information, such as content preferences. This information is used to contact the user/subscriber about the content for which they have expressed an interest.


Opt-in

Sending us emails, registering for our newsletter, registering to attend our events, and subscribing to our content are completely voluntary and are by opt-in only. You can opt-in by registering for our events, subscribing to our content, or by emailing us for information. When you opt-in, you will also be opting-in to receiving promotional emails from us.

Registration and subscription

When you register for an event or subscribe to our newsletter we collect your first name, last name, and email address in order to deliver requested items such as our newsletter, content, or event invitations. We may also collect non-personally identifying information such as your job title or industry in order for us to learn more about our audience and to tailor our products and offerings.

Email subscription

We collect your email address online if you email our website for information or to share your opinions or insights, so we may respond to you. When you provide an email address through registering, subscribing, or emailing us, we place your email address on our distribution list to receive newsletters and press releases from us. Canadian residents will not receive promotional emails without their express consent as defined under the Canadian Anti-Spam Law (CASL). You may opt out of receiving promotional emails at any time by clicking “unsubscribe” as indicated on the promotional emails you receive.  We retain your email address to continue sending promotional information as long as you do not opt out of receiving further emails.

Links

The Learning Economy website contains links to other sites. Please be aware that we are not responsible for the privacy practices of other sites. We encourage our users to be aware when they leave our site to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by our website.

Children’s online privacy protection act compliance (COPPA)

We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), as we do not collect any information from anyone under 13 years of age. The website and its content are directed to people who are at least 13 years of age or older.


California Privacy Rights

Under California Civil Code sections 1798.83-1798.84, California residents are entitled to ask us for a notice identifying the categories of personal customer information, which we share with our affiliates and/or third parties for marketing purposes and providing contact information for such affiliates and/or third parties. If you are a California resident and would like a copy of this notice, please submit a written request to privacy@learningeconomy.io.

Choice and consent/Opt-out

By emailing us or by subscribing to our content, you expressly consent to the collection, use, retention, transfer, and disclosure, including cross-border disclosure, of your information as described in this Privacy Policy and our Cookie Policy. Each time you email us, or renew a registration, you are giving your express consent to the collection, use, retention, transfer and disclosure, including cross-border disclosure, of your information as described in this Privacy Policy. If you wish to opt out and withdraw your consent, you may do so at any time by clicking “unsubscribe” on any electronic communication or by writing to: privacy@learningeconomy.io. If you opt out and withdraw your consent you will no longer be able to view or receive certain content and we will not have any means by which to provide you with newsletters or other promotional information.


Notification of Changes

If we decide to change our privacy policy, we will post those changes to this page so our users are always aware of what information we collect and how we use it. You acknowledge and agree that it is your responsibility to review this website and this Policy periodically and to be aware of any modifications. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

We use a self-assessment approach to assure compliance with this Privacy Policy and periodically verifies that the Policy is accurate, comprehensive for the information intended to be covered, prominently displayed, completely implemented and accessible. If you feel that Learning Economy is not abiding by its posted privacy policy, you should contact privacy@learningeconomy.io.


The effective date of the Privacy Policy will be posted at the top of the Privacy Policy.

LEARNCARD PRIVACY POLICY

Last Updated: February 4, 2026

1. Overview and Design Principles

Learning Economy Foundation (“Learning Economy,” “we,” “our”) develops and operates LearnCard, a digital wallet and credentialing platform designed to minimize data collection, prioritize user and guardian control, and prevent monetization of learner data.

LearnCard is not a zero-data system. Limited metadata is processed to operate the service securely. However, credential contents and cryptographic private keys are designed to remain under user or guardian control and are not accessible to Learning Economy in decrypted form.

2. Organizational Identity

Legal Entity: Learning Economy Foundation, LLC
Product: LearnCard
Website: https://www.learncard.app
Contact: privacy@learningeconomy.io

Learning Economy does not sell personal data, operate advertising networks, or act as a data broker.

3. System Architecture and Data Custody

User-Controlled Data

  • Private cryptographic keys are generated and stored on user devices
  • Credential contents are encrypted end-to-end prior to transmission
  • Learning Economy does not possess decryption keys for encrypted credentials

Centrally Stored Metadata

Learning Economy stores limited platform metadata necessary to operate LearnCard, including:

  • Profile information (e.g., display name, contact method, country, date of birth if provided)
  • Consent and authorization records
  • Credential identifiers and metadata (not decrypted contents)
  • Guardian-managed account relationships

This metadata is encrypted at rest and transmitted using industry-standard security protocols.

4. Personal Data We Process

Depending on configuration and consent, LearnCard may process:

  • Display name or alias
  • Email address or phone number (if used for authentication)
  • Date of birth and country (for age-based consent enforcement)
  • Decentralized Identifiers (DIDs)
  • User-provided profile content
  • Consent and sharing records

LearnCard does not store:

  • User private cryptographic keys
  • Decrypted credential contents
  • Government-issued identification numbers

5. Analytics, Logs, and Operational Telemetry

LearnCard uses limited operational telemetry solely for security, reliability, and service improvement.

Telemetry may be processed by third-party service providers (e.g., Firebase, Sentry, cloud infrastructure providers) and may include technical identifiers such as IP address, device information, session metadata, or internal identifiers.

LearnCard does not use analytics for advertising, behavioral targeting, or marketing.

K–12 and Minor Protections

  • Analytics and telemetry are disabled by default for users under 13
  • Analytics for minors aged 13–17 require explicit consent
  • Districts and schools may require analytics to be fully disabled
  • Minimal security logging may still occur to protect system integrity

Operational telemetry is limited to what is reasonably necessary to operate and secure the service.

6. Data Sharing and Consent

Data sharing occurs only through explicit user, guardian, or district-authorized consent flows.

Users or guardians select which credentials or categories to share. Sharing may be time-limited and revocable where technically feasible.

Learning Economy may observe that a sharing event occurred but cannot access the contents of encrypted credentials.

7. Children, Minors, and Educational Use

LearnCard supports educational use by minors subject to appropriate safeguards.

  • Under 13: Access requires verified guardian or school authorization
  • Ages 13–17: Parental consent is required where mandated by law

Guardians and schools may manage, review, revoke consent for, or delete student data.

8. Artificial Intelligence Features

LearnCard offers optional AI-assisted features accessed exclusively through LearnCard-controlled systems. Learners do not interact directly with third-party AI platforms.

When enabled:

  • User-provided inputs and contextual learning data may be processed by external AI providers
  • Learning Economy does not permit AI providers to train models on learner data
  • AI providers may retain inputs and outputs in accordance with their own policies

K–12 AI Restrictions

  • External AI features are disabled by default for users under 13
  • AI features may be restricted or disabled by districts or schools
  • All AI usage requires explicit consent from the user or guardian

9. Data Retention and Deletion

Users and guardians may delete accounts at any time.

Deletion removes, to the extent technically feasible:

  • Profile data
  • Credential metadata
  • Consent records

Residual data may persist in:

  • Encrypted system backups
  • Operational logs and analytics retained by third-party providers
  • Credentials previously shared with third parties

10. Security Measures

LearnCard employs:

  • Encryption in transit
  • Encryption at rest
  • End-to-end encryption for credential contents
  • Role-based access controls

11. Privacy Rights

Depending on jurisdiction, users and guardians may have rights to access, correct, delete, or export personal data. Requests may be submitted to privacy@learningeconomy.io.

APPENDIX A — K–12 Privacy Commitment

When LearnCard is used pursuant to a school or district agreement:

  • No advertising is displayed
  • Student data is not sold or monetized
  • Analytics and AI features are restricted by default
  • Schools and guardians retain authority over access and consent

APPENDIX B — FERPA & COPPA Alignment Statement

FERPA

When contracted by a school or district, Learning Economy functions as a service provider acting under district direction and does not independently control education records.

COPPA

Parental consent is required for children under 13. Data collection is minimized, and analytics and external AI features are disabled by default.